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UFCU | University Federal Credit Union
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At UFCU, we strongly believe in fair and honest products and outstanding member service. We work to assist you with your financial education, and we listen to your suggestions for how we can improve. And by keeping our member-elected Board of Directors local, we have the advantage of first-hand knowledge of local markets and member needs.

We credit these values with making us Austin’s largest locally owned financial institution, also serving Galveston County.
Why Choose a Credit Union?
Credit unions are unique in the financial world.

Owned and directed by their members, not corporate stakeholders
Regulated by federal and state law
Backed by National Credit Union Administration (NCUA) fund insurance
Led by member-elected, volunteer boards of directors

A credit union is more than just a bank—it’s a partnership designed to offer you a safe place to save and borrow at reasonable rates. You have an equal vote in electing its leaders, and you benefit equally from the success of the business.
Diverse and Proud
UFCU is a proudly diverse, member-owned cooperative that seeks to bring about human and social development in full accordance with International Credit Union Operating Principles. Our cooperative is non-discriminatory with respect to whom it serves on all grounds, including but not limited to race, gender and gender identity, sexual orientation, nationality, religion, and politics. Our vision of social justice extends both to individual members and to the larger communities in which they work and reside.